Best No Balance Transfer Fee Credit Cards Of September 2024 – Forbes Advisor – Technologist

Forbes Advisor looked at dozens of offers to find and rank the best no balance transfer fee cards. Factors considered include.

• Whether or not the card has a balance transfer fee
• Additional fees
• Into APR offers
• Credit bureau reporting
• Rewards
• Rewards redemption options
• Other ongoing card benefits

Forbes Advisor rates cards both as stand-alone products (the card rating on the review) and compared to others in a specific use case. Sometimes, cards with average stand-alone ratings may still rank highly on a particular list according to how a person looking for a card in that category may value certain card features.

For instance, a card that might be considered mediocre overall could be the top card on a list of rewards cards with no annual fee. That’s because the card might offer limited features compared to other rewards cards, but after we remove cards that charge an annual fee, it’s the best card that remains.

Forbes Advisor re-evaluates each credit card list at least every 12 months to determine if any cards need to be added and/or removed. However, a list could be updated sooner if significant changes are made to the mentioned cards or if a new credit card is announced that’s likely to impact the category.

To learn more about our rating and review methodology and editorial process, check out our guide on how Forbes Advisor rates credit cards.

Other Cards To Consider

Nearly every card that offers no balance transfer fees is issued by a credit union. Unfortunately, many credit unions still have very strict membership eligibility requirements. Check with your local credit unions or any credit union chartered to serve your employer or your labor union.

Credit cards like the Hudson Valley Platinum Credit Card or ESL Credit Union Rewards Visa Signature card are available based on residency qualifications. The Blaze Visa® Signature* also offers no balance transfer fees and a 0% intro APR on purchases and 2.99% intro APR on balance transfers for the first 12 billing cycles, followed by a variable APR of 17.99%.