Best Investment Credit Cards Of November 2024 – Forbes Advisor – Technologist

Forbes Advisor considers a variety of criteria when assigning credit cards a rating. Cards are graded based on numerous factors including:

• Earnings rates
• Welcome bonus
• Introductory APR
• Fees
• Consumer benefits
• Value of points/miles (for travel cards)
• Travel benefits (for travel cards)
• Ability to redeem for investments or into investment accounts

Forbes Advisor rates cards both as stand-alone products (the card rating on the review) and compared to others in a specific use case. Sometimes, cards with average stand-alone ratings may still rank highly on a particular list according to how a person looking for a card in that category may value certain features.

For instance, a card that might be considered mediocre overall could be the top option on a list of rewards cards with no annual fee. That’s because the card might offer limited features compared to other rewards cards, but after we remove cards that charge an annual fee, it’s the best remaining choice.

Forbes Advisor uses data from multiple government agencies to determine how much a typical cardholder might spend. We use the same numbers for cards in the same category to make sure we are comparing cards the same way. The bonus categories for spending included with each card are factored into our determination of how many rewards a cardholder could expect to earn if they use the card as a consumer normally would.

Forbes Advisor re-evaluates each credit card list at least every 12 months to determine if any cards need to be added and/or removed. However, a list could be updated sooner if significant changes are made to the mentioned cards or if a new credit card is announced that’s likely to impact the category.

To learn more about our rating and review methodology and editorial process, check out our guide on how Forbes Advisor rates credit cards.