I Switched To The Chase Ink Business Unlimited Card For My Business’s Everyday Spending. Here’s Why. – Forbes Advisor – Technologist

I love my Ink Business Unlimited® Credit Card, but it’s not the only business card I have nor is it the only one worth having. Your business spending and needs may differ from mine. If that’s the case, here are some other business credit cards that may be a better fit for you.

Ink Business Cash® Credit Card

The Ink Business Cash® Credit Card is similar to the Ink Business Unlimited. It has no annual fee, an intro APR offer, complimentary employee cards and identical travel and purchase protection benefits.

Where Ink Business Cash differs is its reward structure. Instead of a flat rate, the card earns 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year and 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. The Ink Business Cash card may be a better fit if the majority of your business expenses fall under the card’s bonus categories and your annual spending typically falls within the bonus limits.

Ink Business Preferred® Credit Card

Another card in the Ink family is the Ink Business Preferred® Credit Card. The card has a $95 annual fee, but it also comes with entry to Chase Ultimate Rewards. Plus, points earned with the card are worth 25% more when redeemed for travel through Chase Travel℠. Cardholders earn 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year and 1 point per dollar on all other purchases.

Ink Business Preferred doesn’t come with an intro APR but it does offer additional benefits such as trip cancellation/trip interruption insurance, cell phone protection and no foreign transaction fees.

The American Express Blue Business Cash™ Card

If you prefer Amex to Chase, The American Express Blue Business Cash™ Card (Terms apply, see rates & fees) is worth a look. The no annual fee card is best for small businesses with expenses under $50,000 annually. Amex Blue Business Cash also earns flat-rate cash back but at a higher rate of 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%.

The Amex Blue Business Cash Card features other benefits too, such as an intro APR, secondary car rental loss and damage insurance¹, and complimentary employee cards. You can also qualify for expanded buying power beyond your credit limit for more flexibility*.

To view rates and fees for The American Express Blue Business Cash™ Card please visit this page.
¹Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.