Prime Visa
The Prime Visa is the obvious choice to use on Prime Day to maximize your rewards. It earns an unlimited 5% cash back on Amazon purchases, allowing you to save even more money when securing deals. Your cash-back rewards are earned as points you can redeem as soon as the next day, and use when checking out at Amazon.com.
There’s no annual fee, but you do have to be a Prime subscriber to be eligible for the card. Current Prime memberships cost $14.99 per month or $139 per year. If you’re already paying for the Prime membership, adding the Prime Visa to your wallet could make a lot of sense, especially if you’re an avid Amazon shopper.
If you are interested in applying for the Prime Visa ahead of Prime Day, you can take advantage of the welcome bonus, which allows you to earn a $200 Amazon gift card upon approval with an eligible Prime membership.
As a cardholder, you can enjoy purchase protection for 120 days against damage or theft, up to $500 per claim and $50,000 per account, plus extend eligible manufacturers warranties of three years or less by an additional year. The Prime Visa is an excellent choice for anyone looking to maximize their Amazon Prime Day deals.
Featured Partner Offer
Up to 5X Reward Rate
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible PrimeRead More
Welcome Bonus
Get a $200 Amazon Gift Card
Regular APR
20.49% – 29.24% Variable
Credit Score
Good, Excellent (700 – 749)
Editorial Review
For existing Prime members who frequently shop at Amazon and Whole Foods, the 5% rewards rate is stellar. To further sweeten the deal, the Prime Visa card offers a 2% rewards category plus Visa Signature benefits.
Pros & Cons
- 5% cash back on Amazon and Whole Foods purchases
- No spending required for the welcome bonus
- No foreign transaction fees
- Travel and shopping protections
- Requires an Amazon Prime membership
- No introductory APR
- Low cash back for purchases outside of bonus categories
Card Details
- Get a $200 Amazon Gift Card instantly upon approval exclusively for Prime members
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- Earn unlimited 1% back on all other purchases
- No annual credit card fee
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
- Member FDIC
Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express (terms apply, see rates & fees) is a popular option for Amazon purchases because it earns 3% cash back (in the form of Reward Dollars) on U.S. online retail purchases, for up to $6,000 spent each year. The best part for Prime Day—you can redeem your cash back at checkout to cover part or all of your purchases at Amazon. New cardholders can take advantage of a 0% intro APR for 15 months on purchases and on balance transfers requested within 60 days of account opening, followed by a variable APR of 19.24%-29.99%. A balance transfer fee of $5 or 3%, whichever is greater, applies. So, if you’re making a big purchase on Prime Day, you have some breathing room to pay it off before worrying about accruing interest.
In addition, the Blue Cash Everyday® Card from American Express comes with purchase protection¹, which covers accidental damage and theft for 90 days from the date of purchase. So, if you buy something using your card on Prime Day, you can be confident that it’ll be protected for the first couple of months. Apart from Amazon benefits, cardholders receive $7 back each month after spending $9.99 or more on a subscription to the Disney Bundle (enrollment required) and up to $15 back per month after paying for a Home Chef subscription (enrollment required). For a no annual fee card, the benefits make it a competitive option for Amazon Prime Day.
Featured Partner Offer
Blue Cash Everyday® Card from American Express
Up to 3% Reward Rate
Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. on up toRead More
Regular APR
19.24%-29.99% Variable
Credit Score
Excellent/Good (700 – 749)
Editorial Review
For no annual fee, the Blue Cash Everyday® Card from American Express offers excellent value in the right hands. Spending a lot at U.S. supermarkets and U.S. gas stations brings plump rewards, while the introductory APR rate on purchases helps keep your interest expenses down. Look elsewhere for foreign transactions.
Pros & Cons
- No annual fee
- Introductory APR offer on purchases and balance transfers
- Above-average earnings at U.S. supermarkets, U.S. gas stations and online retail purchases in the U.S.
- Elevated earnings at U.S. supermarkets, U.S. gas stations, and online retail purchases in the U.S. are capped at $6,000 in annual spending per category
- Rewards earning outside of the bonus categories is just 1% cash back
Card Details
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- No Annual Fee.
- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.24% to 29.99% variable APR.
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
- Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
- Terms Apply.
Bank of America® Customized Cash Rewards credit card
If you’re looking for flexibility in earnings, the Bank of America® Customized Cash Rewards credit card is an attractive option. You can earn 3% cash back in the eligible category of your choice, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases. If you already have a card with elevated earnings at grocery stores, you could use the Customized Cash Rewards exclusively at Amazon and earn 3% cash back on your purchases.
You can redeem your cash back as a statement credit or as a deposit into a Bank of America checking or savings account. If you already have a checking account with Bank of America, the Customized Cash Rewards could be a solid option for Prime Day.
Featured Partner Offer
Bank of America® Customized Cash Rewards credit card
Choose your 3% category
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up toRead More
Regular APR
19.24% – 29.24% Variable APR on purchases and balance transfers
Credit Score
Excellent/Good (700 – 749)
Editorial Review
While offering solid rewards for moderate spenders, the card really shines for Bank of America Preferred Rewards clients, who get a 25%-75% boost in cashback earnings.
Pros & Cons
- Bank of America Preferred Rewards clients earn 25% to 75% more cash back
- Decent rewards earning potential
- Option to change 3% bonus category monthly
- Bonus rewards have quarterly caps
- High balance transfer fee
- Foreign transaction fee
Card Details
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
- If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% – 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards – The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Wells Fargo Active Cash® Card
Although it might not earn the most cash back of any card on this list, the Wells Fargo Active Cash® Card is still a strong contender to use on Prime Day. It earns an unlimited 2% cash rewards on purchases, which is excellent if you are concerned about spending caps for bonus cash back. It’s straightforward to use—you don’t need to worry about quarterly activations or tracking bonus categories. You can redeem your cash rewards as a statement credit, at an ATM or for gift cards. It also offers an extended 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20.24%, 25.24%, or 29.99% variable APR applies. Balance transfers made within 120 days qualify for the intro rate and fee of 3% (min. $5) then a fee of up to 5% (min. $5) applies, perfect for paying off your Prime Day purchases over time.
Featured Partner Offer
Wells Fargo Active Cash® Card
Unlimited 2% Rewards Rate
Earn unlimited 2% cash rewards on purchases
Welcome Bonus
$200 Cash Rewards
Regular APR
20.24%, 25.24%, or 29.99% Variable APR
Credit Score
Excellent, Good (700 – 749)
Editorial Review
The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. This puts it in competition with the best flat-rate cash back cards on the market.
Pros & Cons
- Unlimited 2% cash rewards on purchases
- $0 annual fee
- Cellphone protection benefit
- There’s a balance transfer fee
- There’s a foreign transaction fee
Card Details
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
U.S. Bank Shopper Cash Rewards® Visa Signature® Card*
With the U.S. Bank Shopper Cash Rewards® Visa Signature® Card*, you can get 6% cash back on your first $1,500 in combined purchases each quarter at two retailers that you choose, with Amazon.com being one of the options. Although the spending cap for bonus points is relatively low, this is still a fantastic card to use on Amazon Prime Day.
This card is especially ideal for someone who might not shop at Amazon or Whole Foods regularly enough to justify having the Amazon Prime Visa. With so many other retailers available for bonus cash back, including Apple, Williams Sonoma and Target, it’s a versatile card that can be used year-round. You can redeem your rewards as a statement credit, gift card or as a direct deposit into your U.S. Bank checking or savings account. If you don’t plan on making many purchases on Prime Day, this is the best option for earning the most cash back.
About The Author
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Azeem Rajpoot, the author behind Technolo Gist, is a passionate tech enthusiast with a keen interest in exploring and sharing insights about the rapidly evolving world of technology.
With a background in Technologist, Azeem brings a unique perspective to the blog, offering in-depth analyses, reviews, and thought-provoking articles. Committed to making technology accessible to all, Azeem strives to deliver content that not only keeps readers informed about the latest trends but also sparks curiosity and discussions.
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